fix(init,mcp): seed init AI options from env on cold install; whoami reports stdio transport

Two backlog fixes:

- init (#1058): loadConfig() returns null on a cold install (no config.json
  AND no DATABASE_URL), short-circuiting before its env merge — so
  GBRAIN_EMBEDDING_MODEL / GBRAIN_EMBEDDING_DIMENSIONS /
  GBRAIN_EXPANSION_MODEL / GBRAIN_CHAT_MODEL were silently ignored and
  Tier-3 detection auto-picked by API key instead. resolveAIOptions' config
  seed now falls back to those env vars directly when loadConfig() is null
  (new exported helper seedAIOptionsFromConfig, env-injectable for tests).

- whoami (#1061): the stdio MCP dispatch is remote/untrusted by design but
  has no per-token auth (local pipe), so whoami threw unknown_transport on
  the primary stdio surface. The stdio dispatch now marks
  ctx.transport = 'stdio' and whoami returns {transport: 'stdio', scopes: []}
  for it. Trust posture unchanged: remote stays true, the marker is never
  used for trust decisions, and an unmarked auth-less remote context still
  throws (fail-closed preserved).

Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>

docs/architecture/KEY_FILES.md

@@ -457,7 +457,6 @@ unresolvable+true|false, pre-v80 NULL/NULL rows survive).
 - `src/core/think/prompt.ts` extension — anti-bias rewrite. `withCalibration` option on `buildThinkSystemPrompt` adds anti-bias rules. `buildCalibrationBlock()` emits the `<calibration>` XML. `buildThinkUserMessage` has TWO shapes: default (question first), and with-calibration (retrieval → calibration → question) when opt-in. Wired into `runThink` via `opts.withCalibration` + `opts.calibrationHolder`.
 - `src/commands/calibration.ts` — CLI: `gbrain calibration` (read + print), `--regenerate`, `--undo-wave <ver>`, `ab-report`. MCP op `get_calibration_profile` (scope: read) backs the same data path. Source-scoped via `sourceScopeOpts(ctx)`.
 - `src/commands/serve-http.ts` extension — three admin routes: `/admin/api/calibration/profile`, `/admin/api/calibration/charts/:type` (image/svg+xml; type in {brier-trend, domain-bars, pattern-statements, abandoned-threads}), `/admin/api/calibration/pattern/:id` (drill-down).
-- `src/core/owner-holder.ts` — single source of truth for "the brain owner" holder string. `DEFAULT_OWNER_HOLDER = 'self'` (matches the consolidate facts→takes writer + `docs/takes-vs-facts.md`); `resolveOwnerHolder({override, configValue})` returns override > `emotional_weight.user_holder` config > `'self'`. Consumed by the calibration_profile cycle phase, `gbrain calibration` CLI, the `get_calibration_profile` op, `think`'s calibration block, `emotional-weight`'s `DEFAULT_USER_HOLDER`, and doctor's `calibration_freshness`. Pure; unit-tested in `test/owner-holder.test.ts`. Does NOT unify owner-identity fragmentation (`self`/`brain`/`people-<owner>`) — tracked separately.
 - `src/commands/takes.ts` extension — `gbrain takes revisit <slug>` opens $EDITOR on the source page with a `<!-- gbrain:revisit -->` cursor marker.
 - `src/commands/doctor.ts` extension — 4 checks: `abandoned_threads`, `calibration_freshness`, `grade_confidence_drift` (mitigation surface; math ships later), `voice_gate_health`.
 - `admin/src/pages/Calibration.tsx` — Calibration tab. Single-column layout. `<TrustedSVG>` wrapper handles `dangerouslySetInnerHTML` for the server-rendered SVG.

docs/takes-vs-facts.md

@@ -91,18 +91,3 @@ First full takes extraction run on a ~100K-page brain:
 4. **Self-reported ≠ verified.** "Reports 7 figures" → holder=person, weight=0.75, NOT world/1.0
 5. **No false precision.** Use 0.05 increments (0.35, 0.55, 0.75), not 0.74 or 0.82
 6. **"So what" test.** Skip Twitter handles, follower counts, obvious metadata
-
-## Owner-holder canonicalization
-
-"The brain owner" is, by convention, the holder string **`self`** — the value the
-dream `consolidate` phase stamps when it promotes the owner's hot facts into cold
-takes. Calibration, `think`, and the `doctor` calibration check resolve the owner
-holder through `resolveOwnerHolder` (`src/core/owner-holder.ts`): explicit override
-> `emotional_weight.user_holder` config > `self`.
-
-Known limitation (tracked in garrytan/gbrain#2465): the owner can also
-appear under `brain` (a take the owner asserts, via `propose_takes`) and
-`people/<owner>` (extraction that names the owner). The resolver selects the
-*default* canonical owner string for reads; it does not merge those other
-strings. Per-take attribution for other people (e.g. `people/george`) is
-unaffected and correct.

src/commands/calibration.ts

@@ -23,7 +23,6 @@ import { runPhaseCalibrationProfile } from '../core/cycle/calibration-profile.ts
 import { sourceScopeOpts, type OperationContext } from '../core/operations.ts';
 import type { GBrainConfig } from '../core/config.ts';
 import { GBrainError } from '../core/types.ts';
-import { resolveOwnerHolder } from '../core/owner-holder.ts';
 
 export interface CalibrationProfileRow {
   /** BIGSERIAL → string (postgres.js int8 wire shape; never Number() — int8
@@ -168,10 +167,7 @@ export async function runCalibration(
   config: GBrainConfig,
 ): Promise<void> {
   const { opts } = parseArgs(args);
-  const holder = resolveOwnerHolder({
-    override: opts.holder,
-    configValue: await engine.getConfig('emotional_weight.user_holder'),
-  });
+  const holder = opts.holder ?? 'garry';
   // Resolve --source / GBRAIN_SOURCE / .gbrain-source so the (now reachable, #2035)
   // calibration command targets the right source in a multi-source brain instead
   // of always reading `default`. No signal → 'default' (prior behavior).
@@ -257,15 +253,12 @@ export async function getCalibrationProfileOp(
   ctx: OperationContext,
   params: { holder?: string },
 ): Promise<CalibrationProfileRow | null> {
-  const holder = resolveOwnerHolder({
-    override: params.holder,
-    configValue: await ctx.engine.getConfig('emotional_weight.user_holder'),
-  });
+  const holder = params.holder ?? 'garry';
   if (typeof holder !== 'string' || holder.length === 0) {
     throw new GBrainError(
       'INVALID_HOLDER',
       'get_calibration_profile.holder must be a non-empty string',
-      'pass holder="<slug>" or omit to default to the owner holder (config emotional_weight.user_holder, else "self")',
+      'pass holder="<slug>" or omit to default to "garry"',
     );
   }
   const scope = sourceScopeOpts(ctx);

src/commands/doctor.ts

@@ -28,7 +28,6 @@ import type { DbUrlSource } from '../core/config.ts';
 import { gbrainPath, loadConfig } from '../core/config.ts';
 import { reflexEnabled } from '../core/context/reflex.ts';
 import { resolveSocketPath } from '../core/context/resolve-ipc.ts';
-import { resolveOwnerHolder } from '../core/owner-holder.ts';
 import { homedir } from 'os';
 import { dirname, isAbsolute, join, resolve as resolvePath } from 'path';
 import { fileURLToPath } from 'url';
@@ -1288,19 +1287,14 @@ export async function checkAbandonedThreads(engine: BrainEngine): Promise<Check>
 
 /**
  * calibration_freshness: warns when the active calibration profile is
- * older than 7 days (configurable). Default holder resolves via resolveOwnerHolder
- * (config emotional_weight.user_holder, else 'self'). Multi-source
+ * older than 7 days (configurable). Default holder 'garry'. Multi-source
  * brains see one row per source; this check uses the most recent across
  * all sources.
  */
 export async function checkCalibrationFreshness(engine: BrainEngine): Promise<Check> {
   try {
-    const ownerHolder = resolveOwnerHolder({
-      configValue: await engine.getConfig('emotional_weight.user_holder'),
-    });
     const rows = await engine.executeRaw<{ generated_at: Date | null }>(
-      `SELECT MAX(generated_at) AS generated_at FROM calibration_profiles WHERE holder = $1`,
-      [ownerHolder],
+      `SELECT MAX(generated_at) AS generated_at FROM calibration_profiles WHERE holder = 'garry'`,
     );
     const generated = rows[0]?.generated_at;
     if (!generated) {

src/commands/init.ts

@@ -161,7 +161,7 @@ interface ResolveAIOptionsArgs {
   nonInteractive: boolean;       // --non-interactive (forces D3 fail-loud, no picker)
 }
 
-interface ResolvedAIOptions {
+export interface ResolvedAIOptions {
   embedding_model?: string;
   embedding_dimensions?: number;
   expansion_model?: string;
@@ -170,6 +170,41 @@ interface ResolvedAIOptions {
   noEmbedding?: boolean;
 }
 
+/**
+ * Seed init's AI options from persisted config, falling back to the raw env
+ * vars when loadConfig() returned null (#1058). On a cold install (no
+ * config.json AND no DATABASE_URL) loadConfig short-circuits BEFORE its env
+ * merge, so GBRAIN_EMBEDDING_MODEL / GBRAIN_EMBEDDING_DIMENSIONS /
+ * GBRAIN_EXPANSION_MODEL / GBRAIN_CHAT_MODEL were silently ignored by init
+ * and Tier-3 detection auto-picked by API key instead. Exported for unit
+ * tests (env injectable).
+ */
+export function seedAIOptionsFromConfig(
+  cfg: GBrainConfig | null,
+  env: NodeJS.ProcessEnv = process.env,
+): ResolvedAIOptions {
+  const envDims = env.GBRAIN_EMBEDDING_DIMENSIONS
+    ? parseInt(env.GBRAIN_EMBEDDING_DIMENSIONS, 10)
+    : NaN;
+  const seed = cfg ?? {
+    embedding_disabled: undefined,
+    embedding_model: env.GBRAIN_EMBEDDING_MODEL,
+    embedding_dimensions: Number.isFinite(envDims) ? envDims : undefined,
+    expansion_model: env.GBRAIN_EXPANSION_MODEL,
+    chat_model: env.GBRAIN_CHAT_MODEL,
+  };
+  const out: ResolvedAIOptions = {};
+  if (seed.embedding_disabled) {
+    out.noEmbedding = true;
+  } else if (seed.embedding_model) {
+    out.embedding_model = seed.embedding_model;
+    if (seed.embedding_dimensions) out.embedding_dimensions = seed.embedding_dimensions;
+  }
+  if (seed.expansion_model) out.expansion_model = seed.expansion_model;
+  if (seed.chat_model) out.chat_model = seed.chat_model;
+  return out;
+}
+
 /**
  * Resolve AI provider options for `gbrain init`.
  *
@@ -203,18 +238,13 @@ async function resolveAIOptions(opts: ResolveAIOptionsArgs): Promise<ResolvedAIO
   // user already opted into deferred mode.
   try {
     const { loadConfig } = await import('../core/config.ts');
-    const cfg = loadConfig();
-    if (cfg?.embedding_disabled) {
-      out.noEmbedding = true;
-    } else if (cfg?.embedding_model) {
-      out.embedding_model = cfg.embedding_model;
-      if (cfg.embedding_dimensions) out.embedding_dimensions = cfg.embedding_dimensions;
-    }
-    if (cfg?.expansion_model) out.expansion_model = cfg.expansion_model;
-    if (cfg?.chat_model) out.chat_model = cfg.chat_model;
+    // #1058: loadConfig() returns null on a cold install (no config.json AND
+    // no DATABASE_URL) — before it ever reaches its env merge. The seed helper
+    // falls back to the same GBRAIN_* env vars directly in that case.
+    Object.assign(out, seedAIOptionsFromConfig(loadConfig()));
   } catch {
-    // loadConfig throws when no brain configured — first-time install, fall
-    // through to env detection.
+    // loadConfig threw — treat as first-time install, fall through to env
+    // detection.
   }
 
   // --- Tier 1+2: explicit flags ---------------------------------------------

src/commands/serve-http.ts

@@ -45,7 +45,6 @@ import {
   type IngestionContentType,
   type IngestionEvent,
 } from '../core/ingestion/types.ts';
-import { resolveOwnerHolder } from '../core/owner-holder.ts';
 
 /**
  * /health endpoint timeout. 3s rather than 5s: Fly.io's default
@@ -1191,7 +1190,7 @@ export async function runServeHttp(engine: BrainEngine, options: ServeHttpOption
   app.get('/admin/api/calibration/pattern/:id', requireAdmin, async (req: Request, res: Response) => {
     try {
       const { getLatestProfile } = await import('./calibration.ts');
-      const holder = resolveOwnerHolder({ override: (req.query.holder as string) || undefined, configValue: await engine.getConfig('emotional_weight.user_holder') });
+      const holder = (req.query.holder as string) || 'garry';
       const profile = await getLatestProfile(engine, { holder });
       if (!profile) {
         res.status(404).json({ error: 'no_profile' });
@@ -1241,7 +1240,7 @@ export async function runServeHttp(engine: BrainEngine, options: ServeHttpOption
   app.get('/admin/api/calibration/profile', requireAdmin, async (req: Request, res: Response) => {
     try {
       const { getLatestProfile } = await import('./calibration.ts');
-      const holder = resolveOwnerHolder({ override: (req.query.holder as string) || undefined, configValue: await engine.getConfig('emotional_weight.user_holder') });
+      const holder = (req.query.holder as string) || 'garry';
       const profile = await getLatestProfile(engine, { holder });
       res.json(profile);
     } catch (err) {
@@ -1258,7 +1257,7 @@ export async function runServeHttp(engine: BrainEngine, options: ServeHttpOption
         renderAbandonedThreadsCard,
         renderPatternStatementsCard,
       } = await import('../core/calibration/svg-renderer.ts');
-      const holder = resolveOwnerHolder({ override: (req.query.holder as string) || undefined, configValue: await engine.getConfig('emotional_weight.user_holder') });
+      const holder = (req.query.holder as string) || 'garry';
       const type = req.params.type;
       const profile = await getLatestProfile(engine, { holder });
 

src/commands/takes.ts

@@ -29,7 +29,6 @@ import {
 } from '../core/takes-fence.ts';
 import { withPageLock } from '../core/page-lock.ts';
 import { resolveSourceId } from '../core/source-resolver.ts';
-import { resolveOwnerHolder } from '../core/owner-holder.ts';
 
 // --- Helpers ---
 
@@ -365,7 +364,7 @@ async function cmdResolve(engine: BrainEngine, args: string[], sourceId?: string
   // --evidence is the v0.30.0 alias for --source on the resolve subcommand
   // (semantic clarity: "what evidence resolved this bet?").
   const source = flagValue(args, '--evidence') ?? flagValue(args, '--source');
-  const resolvedBy = flagValue(args, '--by') ?? resolveOwnerHolder({ configValue: await engine.getConfig('emotional_weight.user_holder') });
+  const resolvedBy = flagValue(args, '--by') ?? 'garry';
   const dirArg = flagValue(args, '--dir');
 
   const pageId = await getPageId(engine, slug, sourceId);

src/core/brainstorm/orchestrator.ts

@@ -68,7 +68,6 @@ import {
   type BrainstormCheckpoint,
   type CheckpointCross,
 } from './checkpoint.ts';
-import { resolveOwnerHolder } from '../owner-holder.ts';
 
 export { BudgetExhausted };
 
@@ -140,7 +139,7 @@ export interface BrainstormOptions {
   modelOverride?: string;
   /** Skip the cost-preview TTY grace window. Required for non-interactive callers. */
   skipCostPreview?: boolean;
-  /** When set, force the user holder for calibration profile lookup. Falls back to config (`emotional_weight.user_holder`) then `'self'`. */
+  /** When set, force the user holder for calibration profile lookup. Falls back to config (`emotional_weight.user_holder`) then `'garry'`. */
   holderOverride?: string;
   /** Source scope. */
   sourceId?: string;
@@ -624,7 +623,7 @@ async function _runBrainstormInner(
   }
 
   // ---- Phase 3: calibration context (cold-start fallback) ----
-  const holder = resolveOwnerHolder({ override: opts.holderOverride, configValue: config.emotional_weight?.user_holder });
+  const holder = opts.holderOverride ?? config.emotional_weight?.user_holder ?? 'garry';
   const calibContext = await loadCalibrationContext(engine, {
     holder,
     sourceId: opts.sourceId,

src/core/calibration/think-ab.ts

@@ -25,7 +25,7 @@ import type { BrainEngine } from '../engine.ts';
 
 export interface ABRunInput {
   question: string;
-  /** Holder context for calibration. Resolves via resolveOwnerHolder (config emotional_weight.user_holder, else 'self'). */
+  /** Holder context for calibration. Default 'garry'. */
   holder?: string;
   /** Engine for DB write. */
   engine: BrainEngine;

src/core/cycle/calibration-profile.ts

@@ -26,7 +26,6 @@
  */
 
 import { BaseCyclePhase, type ScopedReadOpts, type BasePhaseOpts } from './base-phase.ts';
-import { resolveOwnerHolder } from '../owner-holder.ts';
 import { chat as gatewayChat } from '../ai/gateway.ts';
 import { TIER_DEFAULTS } from '../model-config.ts';
 import { gateVoice, type VoiceGateGenerator, type VoiceGateJudge } from '../calibration/voice-gate.ts';
@@ -97,7 +96,7 @@ export type PatternStatementsGenerator = (input: {
 export type BiasTagsGenerator = (patterns: string[]) => Promise<string[]>;
 
 export interface CalibrationProfileOpts extends BasePhaseOpts {
-  /** Holder to generate the profile for. Default resolves via resolveOwnerHolder (config emotional_weight.user_holder, else 'self'). */
+  /** Holder to generate the profile for. Default 'garry'. */
   holder?: string;
   /** Inject the patterns generator (tests). */
   patternsGenerator?: PatternStatementsGenerator;
@@ -228,10 +227,7 @@ class CalibrationProfilePhase extends BaseCyclePhase {
     _ctx: OperationContext,
     opts: CalibrationProfileOpts,
   ): Promise<{ summary: string; details: Record<string, unknown>; status?: PhaseStatus }> {
-    const holder = resolveOwnerHolder({
-      override: opts.holder,
-      configValue: await engine.getConfig('emotional_weight.user_holder'),
-    });
+    const holder = opts.holder ?? 'garry';
     const promptVersion = opts.promptVersion ?? CALIBRATION_PROFILE_PROMPT_VERSION;
     const modelId = opts.model ?? TIER_DEFAULTS.reasoning;
     const gradeCompletion = opts.gradeCompletion ?? 1.0;

src/core/cycle/emotional-weight.ts

@@ -14,8 +14,6 @@
  * See `loadHighEmotionTags` for the resolution path.
  */
 
-import { DEFAULT_OWNER_HOLDER } from '../owner-holder.ts';
-
 /**
  * Default high-emotion tag seed list. Pages with any tag in this set get the
  * tag-emotion boost in the formula below. Override via config key
@@ -45,12 +43,11 @@ export const HIGH_EMOTION_TAGS: ReadonlySet<string> = new Set([
 ]);
 
 /**
- * Holder name treated as "the user" for the user-as-holder ratio. Configurable
- * via the `emotional_weight.user_holder` config key; defaults to the canonical
- * owner holder ('self', DEFAULT_OWNER_HOLDER) so it matches the consolidate
- * facts→takes writer instead of a hardcoded name.
+ * Holder name treated as "the user" for the Garry-as-holder ratio. Configurable
+ * via the `emotional_weight.user_holder` config key (defaults to 'garry' to
+ * match the v0.28 schema's takes table convention).
  */
-export const DEFAULT_USER_HOLDER = DEFAULT_OWNER_HOLDER;
+export const DEFAULT_USER_HOLDER = 'garry';
 
 export interface EmotionalWeightTake {
   holder: string;

src/core/operations.ts

@@ -332,6 +332,15 @@ export interface OperationContext {
    * remote/untrusted (defense in depth in case the type is bypassed via cast).
    */
   remote: boolean;
+  /**
+   * Transport marker for auth-less remote surfaces (#1061). The stdio MCP
+   * dispatch sets 'stdio' — it is deliberately `remote: true` (agent-facing,
+   * untrusted) but has no per-token auth (local pipe), so identity ops like
+   * whoami need a way to distinguish "known auth-less transport" from "a
+   * transport bug forgot to thread ctx.auth". Trust decisions MUST NOT key
+   * off this field — only `ctx.remote === false` grants trust.
+   */
+  transport?: 'stdio';
   /**
    * Subagent runtime context (v0.16+). Set by the subagent tool dispatcher when
    * dispatching an op as a tool call from an LLM loop. Used to enforce per-op
@@ -3289,7 +3298,7 @@ const get_calibration_profile: Operation = {
     holder: {
       type: 'string',
       description:
-        "Holder slug, e.g. 'self' or 'people/charlie-example'. Defaults to config emotional_weight.user_holder, else 'self', when omitted.",
+        "Holder slug, e.g. 'garry' or 'people/charlie-example'. Defaults to 'garry' when omitted.",
     },
   },
   handler: async (ctx, p) => {
@@ -3713,9 +3722,10 @@ const whoami: Operation = {
     'Introspect the calling identity. Returns one of three transport shapes: ' +
     '{transport: "oauth", client_id, client_name, scopes, expires_at}, ' +
     '{transport: "legacy", token_name, scopes, expires_at: null}, or ' +
-    '{transport: "local", scopes: []}. Throws unknown_transport when the ' +
-    'context is ambiguous (remote=true without auth) — fail-closed posture ' +
-    'mirroring the v0.26.9 trust-boundary contract.',
+    '{transport: "local", scopes: []}, or {transport: "stdio", scopes: []} ' +
+    'for the auth-less stdio MCP pipe. Throws unknown_transport when the ' +
+    'context is ambiguous (remote=true without auth and no transport marker) ' +
+    '— fail-closed posture mirroring the v0.26.9 trust-boundary contract.',
   params: {},
   scope: 'read',
   handler: async (ctx) => {
@@ -3727,6 +3737,12 @@ const whoami: Operation = {
     if (ctx.remote === false) {
       return { transport: 'local', scopes: [] };
     }
+    // #1061: stdio MCP is remote/untrusted by design but has no per-token
+    // auth (local pipe) — a known transport, not a bug. Report it instead of
+    // throwing. Empty scopes: nothing here may be used to gate anything.
+    if (!ctx.auth && ctx.transport === 'stdio') {
+      return { transport: 'stdio', scopes: [] };
+    }
     if (!ctx.auth) {
       throw new OperationError(
         'unknown_transport',

src/core/owner-holder.ts

@@ -1,24 +0,0 @@
-/**
- * Canonical holder string for "the brain owner," resolved in ONE place so the
- * calibration / think / doctor / emotional-weight defaults stop disagreeing.
- *
- * The default matches the consolidate facts→takes writer
- * (src/core/cycle/phases/consolidate.ts: holder:'self') and docs/takes-vs-facts.md.
- * Do NOT introduce a fourth literal — three already exist historically
- * ('garry', 'system', 'self'); this is the source of truth.
- *
- * NORMALIZATION NOTE: the brain owner may also appear under other holder
- * strings — 'brain' (propose_takes when the author asserts a claim) and
- * people/<owner> (extraction that names the owner). This resolver only selects
- * the *default* canonical owner string for reads; it does NOT merge those other
- * strings. Unifying them is owner-identity entity-resolution, tracked separately
- * (see garrytan/gbrain#2465). Until then, historical owner takes
- * under 'brain'/people-<owner> are not folded into the default profile.
- */
-export const DEFAULT_OWNER_HOLDER = 'self';
-
-export function resolveOwnerHolder(
-  opts: { override?: string | null; configValue?: string | null },
-): string {
-  return opts.override ?? opts.configValue ?? DEFAULT_OWNER_HOLDER;
-}

src/core/think/index.ts

@@ -23,7 +23,6 @@ import { runGather, renderPagesBlock, takesHitToTakeForPrompt } from './gather.t
 import { renderTakesBlock } from './sanitize.ts';
 import { buildThinkSystemPrompt, buildThinkUserMessage } from './prompt.ts';
 import { resolveCitations, type ParsedCitation } from './cite-render.ts';
-import { resolveOwnerHolder } from '../owner-holder.ts';
 import { resolveModel } from '../model-config.ts';
 import { chat as gatewayChat, probeChatModel, type ChatResult } from '../ai/gateway.ts';
 import { AIConfigError } from '../ai/errors.ts';
@@ -77,8 +76,8 @@ export interface RunThinkOpts {
    */
   withCalibration?: boolean;
   /**
-   * Holder to retrieve the calibration profile for. Resolves via resolveOwnerHolder
-   * (config emotional_weight.user_holder, else 'self'). Only consulted when withCalibration=true.
+   * Holder to retrieve the calibration profile for. Default 'garry'. Only
+   * consulted when withCalibration=true.
    */
   calibrationHolder?: string;
   /**
@@ -309,10 +308,7 @@ export async function runThink(
     try {
       const { getLatestProfile } = await import('../../commands/calibration.ts');
       const profile = await getLatestProfile(engine, {
-        holder: resolveOwnerHolder({
-          override: opts.calibrationHolder,
-          configValue: await engine.getConfig('emotional_weight.user_holder'),
-        }),
+        holder: opts.calibrationHolder ?? 'garry',
       });
       if (profile) {
         calibrationBlockOpts = {

src/mcp/dispatch.ts

@@ -32,6 +32,12 @@ export interface DispatchOpts {
   remote?: boolean;
   /** Override the default stderr logger (e.g. CLI uses console.* directly). */
   logger?: OperationContext['logger'];
+  /**
+   * #1061: transport marker for auth-less remote surfaces. The stdio MCP
+   * server passes 'stdio' so identity ops (whoami) can report the transport
+   * instead of throwing unknown_transport. Never used for trust decisions.
+   */
+  transport?: OperationContext['transport'];
   /**
    * v0.28: per-token allow-list for the takes.holder field. Threaded by
    * the HTTP/stdio transport from `access_tokens.permissions.takes_holders`.
@@ -203,6 +209,7 @@ export function buildOperationContext(
     logger: opts.logger || stderrLogger,
     dryRun: !!params.dry_run,
     remote: opts.remote ?? true,
+    transport: opts.transport,
     takesHoldersAllowList: opts.takesHoldersAllowList,
     // v0.34 D4: sourceId is REQUIRED at the type level. Auto-fill 'default'
     // for single-source brains and any caller who didn't resolve a sourceId.

src/mcp/server.ts

@@ -42,6 +42,10 @@ export async function startMcpServer(engine: BrainEngine) {
     // `gbrain call <op>` (sets remote=false in src/cli.ts).
     return dispatchToolCall(engine, name, params, {
       remote: true,
+      // #1061: mark the transport so whoami can report {transport: 'stdio'}
+      // instead of throwing unknown_transport. Trust posture unchanged —
+      // stdio stays remote/untrusted.
+      transport: 'stdio',
       takesHoldersAllowList: ['world'],
       // v0.31: source defaults to 'default' for stdio (no per-token scope).
       // Operators who want a different source on stdio MCP should set

test/calibration-cli.test.ts

@@ -27,12 +27,6 @@ function buildMockEngine(opts: { rows: CalibrationProfileRow[] }): {
   const capturedParams: unknown[][] = [];
   const engine = {
     kind: 'pglite',
-    // #2464: getCalibrationProfileOp resolves the owner holder via
-    // resolveOwnerHolder(config emotional_weight.user_holder, else 'self'), so the
-    // mock must implement getConfig. null = key unset → resolver falls back to 'self'.
-    async getConfig(): Promise<string | null> {
-      return null;
-    },
     async executeRaw<T>(sql: string, params?: unknown[]): Promise<T[]> {
       capturedSql.push(sql);
       capturedParams.push(params ?? []);
@@ -217,17 +211,17 @@ describe('formatProfileText', () => {
 // ─── getCalibrationProfileOp ────────────────────────────────────────
 
 describe('getCalibrationProfileOp (MCP)', () => {
-  test('defaults holder to "self" when omitted (config emotional_weight.user_holder unset)', async () => {
-    const { engine } = buildMockEngine({ rows: [buildProfile({ holder: 'self' })] });
+  test('defaults holder to "garry" when omitted', async () => {
+    const { engine } = buildMockEngine({ rows: [buildProfile({ holder: 'garry' })] });
     const ctx = buildCtx(engine);
     const result = await getCalibrationProfileOp(ctx, {});
-    expect(result?.holder).toBe('self');
+    expect(result?.holder).toBe('garry');
   });
 
   test('routes through sourceScopeOpts: scalar source-bound client gets source-scoped result', async () => {
     const rows = [
-      buildProfile({ holder: 'self', source_id: 'default' }),
-      buildProfile({ holder: 'self', source_id: 'tenant-b' }),
+      buildProfile({ holder: 'garry', source_id: 'default' }),
+      buildProfile({ holder: 'garry', source_id: 'tenant-b' }),
     ];
     const { engine } = buildMockEngine({ rows });
     const ctx = buildCtx(engine, { sourceId: 'tenant-b' });
@@ -237,8 +231,8 @@ describe('getCalibrationProfileOp (MCP)', () => {
 
   test('federated read scope sees the union of allowed sources', async () => {
     const rows = [
-      buildProfile({ holder: 'self', source_id: 'tenant-a' }),
-      buildProfile({ holder: 'self', source_id: 'tenant-z' }),
+      buildProfile({ holder: 'garry', source_id: 'tenant-a' }),
+      buildProfile({ holder: 'garry', source_id: 'tenant-z' }),
     ];
     const { engine } = buildMockEngine({ rows });
     const ctx = buildCtx(engine, { allowedSources: ['tenant-a', 'tenant-b'] });

test/calibration-profile.test.ts

@@ -32,7 +32,7 @@ interface CapturedSql {
   params: unknown[];
 }
 
-function buildMockEngine(opts: { scorecard: TakesScorecard; userHolder?: string | null }): {
+function buildMockEngine(opts: { scorecard: TakesScorecard }): {
   engine: BrainEngine;
   captured: CapturedSql[];
 } {
@@ -42,10 +42,6 @@ function buildMockEngine(opts: { scorecard: TakesScorecard; userHolder?: string
     async getScorecard() {
       return opts.scorecard;
     },
-    async getConfig(key: string): Promise<string | null> {
-      if (key === 'emotional_weight.user_holder') return opts.userHolder ?? null;
-      return null;
-    },
     async executeRaw<T>(sql: string, params?: unknown[]): Promise<T[]> {
       captured.push({ sql, params: params ?? [] });
       return [];
@@ -238,7 +234,7 @@ describe('runPhaseCalibrationProfile — phase integration', () => {
     // grade_completion, domain_scorecards_json, patterns[], voice_passed, voice_attempts,
     // bias_tags[], model_id
     expect(insert!.params[0]).toBe('default'); // source_id
-    expect(insert!.params[1]).toBe('self'); // holder (resolved via resolveOwnerHolder, no override)
+    expect(insert!.params[1]).toBe('garry'); // holder
     expect(insert!.params[2]).toBe(12); // total_resolved
     expect(insert!.params[9]).toBe(true); // voice_gate_passed
     expect(insert!.params[10]).toBe(1); // voice_gate_attempts
@@ -334,24 +330,4 @@ describe('runPhaseCalibrationProfile — phase integration', () => {
     const insert = captured.find(c => c.sql.includes('INSERT INTO calibration_profiles'));
     expect(insert!.params[0]).toBe('tenant-b');
   });
-
-  test('cold-brain summary uses resolved owner holder self when user_holder unset', async () => {
-    const { engine } = buildMockEngine({
-      scorecard: { total_bets: 0, resolved: 0, correct: 0, incorrect: 0, partial: 0,
-        accuracy: null, brier: null, partial_rate: null, unresolvable_count: 0, unresolvable_rate: null },
-    });
-    const result = await runPhaseCalibrationProfile(buildCtx(engine), {});
-    expect(result.summary).toContain('holder=self');
-    expect(result.summary).not.toContain('holder=garry');
-  });
-
-  test('configured user_holder overrides the default in the cold-brain summary', async () => {
-    const { engine } = buildMockEngine({
-      scorecard: { total_bets: 0, resolved: 0, correct: 0, incorrect: 0, partial: 0,
-        accuracy: null, brier: null, partial_rate: null, unresolvable_count: 0, unresolvable_rate: null },
-      userHolder: 'people/charlie-example',
-    });
-    const result = await runPhaseCalibrationProfile(buildCtx(engine), {});
-    expect(result.summary).toContain('holder=people/charlie-example');
-  });
 });

test/doctor-calibration-checks.test.ts

@@ -32,12 +32,6 @@ function buildMockEngine(opts: {
 }): BrainEngine {
   return {
     kind: 'pglite',
-    // #2464: checkCalibrationFreshness resolves the owner holder via
-    // resolveOwnerHolder(config emotional_weight.user_holder, else 'self'), so the
-    // mock must implement getConfig. null = key unset → resolver falls back to 'self'.
-    async getConfig(): Promise<string | null> {
-      return null;
-    },
     async executeRaw<T>(sql: string): Promise<T[]> {
       if (opts.throwOn && opts.throwOn.test(sql)) {
         throw new Error('mock engine error: ' + sql.slice(0, 50));

test/emotional-weight.test.ts

@@ -112,7 +112,3 @@ describe('computeEmotionalWeight', () => {
     expect(HIGH_EMOTION_TAGS.has('mental-health')).toBe(true);
   });
 });
-
-test('DEFAULT_USER_HOLDER is the canonical owner holder self', () => {
-  expect(DEFAULT_USER_HOLDER).toBe('self');
-});

test/init-env-detection.test.ts

@@ -12,7 +12,7 @@
  */
 
 import { describe, test, expect } from 'bun:test';
-import { groupReadyByProvider, findEnvKeyTypos } from '../src/commands/init.ts';
+import { groupReadyByProvider, findEnvKeyTypos, seedAIOptionsFromConfig } from '../src/commands/init.ts';
 
 describe('groupReadyByProvider — embedding touchpoint', () => {
   test('OPENAI_API_KEY alone → openai is ready', async () => {
@@ -149,3 +149,47 @@ describe('findEnvKeyTypos', () => {
     expect(got.find(t => t.userSet === 'COMPLETELY_UNRELATED_KEY')).toBeUndefined();
   });
 });
+
+describe('seedAIOptionsFromConfig — #1058 cold-install env fallback', () => {
+  test('null config (no config.json, no DATABASE_URL) falls back to GBRAIN_* env vars', () => {
+    const got = seedAIOptionsFromConfig(null, {
+      GBRAIN_EMBEDDING_MODEL: 'voyage:voyage-3-large',
+      GBRAIN_EMBEDDING_DIMENSIONS: '1024',
+      GBRAIN_EXPANSION_MODEL: 'openai:gpt-5-mini',
+      GBRAIN_CHAT_MODEL: 'anthropic:claude-sonnet-4-6',
+    });
+    expect(got.embedding_model).toBe('voyage:voyage-3-large');
+    expect(got.embedding_dimensions).toBe(1024);
+    expect(got.expansion_model).toBe('openai:gpt-5-mini');
+    expect(got.chat_model).toBe('anthropic:claude-sonnet-4-6');
+  });
+
+  test('null config + no env vars → empty seed (Tier-3 detection takes over)', () => {
+    const got = seedAIOptionsFromConfig(null, {});
+    expect(got).toEqual({});
+  });
+
+  test('persisted config wins (loadConfig already merged env when non-null)', () => {
+    const got = seedAIOptionsFromConfig(
+      { engine: 'pglite', embedding_model: 'openai:text-embedding-3-small', embedding_dimensions: 1536 } as any,
+      { GBRAIN_EMBEDDING_MODEL: 'voyage:voyage-3-large' },
+    );
+    expect(got.embedding_model).toBe('openai:text-embedding-3-small');
+    expect(got.embedding_dimensions).toBe(1536);
+  });
+
+  test('embedding_disabled sentinel honored on re-init', () => {
+    const got = seedAIOptionsFromConfig({ engine: 'pglite', embedding_disabled: true } as any, {});
+    expect(got.noEmbedding).toBe(true);
+    expect(got.embedding_model).toBeUndefined();
+  });
+
+  test('non-numeric GBRAIN_EMBEDDING_DIMENSIONS ignored, model still seeds', () => {
+    const got = seedAIOptionsFromConfig(null, {
+      GBRAIN_EMBEDDING_MODEL: 'voyage:voyage-3-large',
+      GBRAIN_EMBEDDING_DIMENSIONS: 'not-a-number',
+    });
+    expect(got.embedding_model).toBe('voyage:voyage-3-large');
+    expect(got.embedding_dimensions).toBeUndefined();
+  });
+});

test/owner-holder.test.ts

@@ -1,27 +0,0 @@
-import { describe, test, expect } from 'bun:test';
-import { resolveOwnerHolder, DEFAULT_OWNER_HOLDER } from '../src/core/owner-holder.ts';
-
-describe('owner-holder', () => {
-  test('DEFAULT_OWNER_HOLDER is self', () => {
-    expect(DEFAULT_OWNER_HOLDER).toBe('self');
-  });
-
-  test('defaults to self when nothing provided', () => {
-    expect(resolveOwnerHolder({})).toBe('self');
-  });
-
-  test('null/undefined config falls back to self', () => {
-    expect(resolveOwnerHolder({ configValue: null })).toBe('self');
-    expect(resolveOwnerHolder({ configValue: undefined })).toBe('self');
-  });
-
-  test('uses config value when set and no override', () => {
-    expect(resolveOwnerHolder({ configValue: 'people/charlie-example' }))
-      .toBe('people/charlie-example');
-  });
-
-  test('override beats config and default', () => {
-    expect(resolveOwnerHolder({ override: 'world', configValue: 'people/charlie-example' }))
-      .toBe('world');
-  });
-});

test/whoami.test.ts

@@ -94,6 +94,35 @@ describe('whoami op contract', () => {
     expect(result.expires_at).toBeNull();
   });
 
+  // #1061: stdio MCP is remote/untrusted by design but has no per-token auth
+  // (local pipe). The stdio dispatch marks ctx.transport='stdio'; whoami
+  // reports it instead of throwing unknown_transport.
+  test('stdio transport (remote=true, no auth, transport marker) reports stdio', async () => {
+    const result = (await whoami.handler(
+      ctxWith({ remote: true, auth: undefined, transport: 'stdio' }),
+      {},
+    )) as any;
+    expect(result.transport).toBe('stdio');
+    expect(result.scopes).toEqual([]);
+  });
+
+  test('stdio marker does not mask real auth (auth still wins)', async () => {
+    const result = (await whoami.handler(
+      ctxWith({
+        remote: true,
+        transport: 'stdio',
+        auth: {
+          token: 'gbrain_at_xxx',
+          clientId: 'gbrain_cl_abc',
+          scopes: ['read'],
+          expiresAt: 1,
+        } as AuthInfo,
+      }),
+      {},
+    )) as any;
+    expect(result.transport).toBe('oauth');
+  });
+
   // Q3: ambiguous transport — fail-closed. The footgun this guards against
   // is a future transport that lands without threading auth, where a buggy
   // caller might trust whoami's output to gate sensitive ops.